Staff Software Enginer, Backend - Payments Platform

We're hiring a Staff Software Engineer to join the Payments team within the Platform organization. The Payments team builds and operates the infrastructure, workflows, and APIs that power fiat on- and off-ramps for individual and institutional customers, processing billions of dollars in transaction volume across a growing set of global markets. You'll own the architecture and technical direction of these systems, ensuring every payment is reliable, scalable, and correct as Coinbase expands into new regions and payment methods.

What You'll Do:

• Own the multi-year technical strategy and architecture for the Payments platform, defining the roadmap for scaling integrations, routing, and funds-flow systems across global markets.
• Build and evolve distributed systems that process high-volume payment traffic, designing for fault isolation, graceful degradation, observability, and clear SLOs for Tier-0/Tier-1 services.
• Drive engineering quality by establishing paved roads, shared frameworks, and coding standards that elevate the technical bar across the Payments team and adjacent orgs.
• Partner cross-functionally with Product, Risk, Compliance, and Operations to translate ambiguous business requirements into well-scoped technical solutions that balance speed, safety, and regulatory needs.
• Lead high-stakes scaling and reliability initiatives, anticipating bottlenecks before they occur and driving systematic improvements from incident postmortems.
• Strengthen team capabilities through hands-on mentorship, design reviews, and architectural guidance that accelerate the growth of engineers across the team.

Required Skills and Experience:

• 8+ years of experience in software engineering, including hands-on experience building payment systems, financial infrastructure, or high-volume transactional platforms.
• Demonstrated track record of architecting and delivering fault-tolerant, highly reliable distributed systems at scale, with experience processing billions of dollars in transaction volume.
• Led platform-building efforts that transformed fragmented services into coherent, reusable systems (e.g., shared frameworks, unified APIs, multi-tenant architectures).
• Proven experience owning production reliability, leading high-severity incident response, and driving systemic improvements across multiple teams or domains.
• History of influencing technical direction across teams and organizations without direct authority, including representing your area in org-level architecture and strategy forums.
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.